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My name is Fred Fernatt PhD, CPA/PFS, CFP. Ever since I began my practice in 1979 I’ve considered personal financial planning to be helping profession. Fixed index annuities are a very useful took but should be applied only after careful consideration of the client’s needs and a thorough understanding of policy options available.  I want you to know that I see people that are in your similar situation on frequent basis.  These Free Reports have been of great assistance in helping them get a better understanding of what they own, and how to manage it.   

TO ORDER YOUR FREE PERFORMANCE REPORT

PLEASE COMPLETE THE FOLLOWING:

If you have questions, please contact me:

Fred Fernatt

Creative Transition Strategies

9308 Aurora Ave.

Urbandale, IA 50322

O: 515-278-1084

M: 515-979-1959

E: fredf@netins.net

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