My name is Fred Fernatt PhD, CPA/PFS, CFP. Ever since I began my practice in 1979 I’ve considered personal financial planning to be helping profession. Fixed index annuities are a very useful took but should be applied only after careful consideration of the client’s needs and a thorough understanding of policy options available. I want you to know that I see people that are in your similar situation on frequent basis. These Free Reports have been of great assistance in helping them get a better understanding of what they own, and how to manage it.
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If you have questions, please contact me:
Creative Transition Strategies
9308 Aurora Ave.
Urbandale, IA 50322